Rules of Baccarat

The object of the game is to place a bet on either Banker or Player and receive cards according to the rules
below whose total value is as close to or equal to 9 as possible.It is important to understand that “Banker” does not represent the casino but merely a betting option for you. The casino makes its money by taking 5% of winnings from banker bets if the banker wins.

Cards ACE to NINE are worth their face value of 1 to 9. Cards TEN to KING are worth 0 (zero).

Cards are dealt as follows – card to player, card to banker, card to player, card to banker. (4 cards)

The TOTAL value of the cards cannot exceed 9. Or put another way – if the total value exceeds 9 then subtract 10. Example 7 + 8 = 15, -10 = 5

If the total of the first two cards for either player or banker is 8 or 9 (a NATURAL) then there are no more cards dealt (player and banker STAND) and the scores are compared to determine the winner.

Whether more cards (the 3rd. to player or banker) are dealt if there is no natural is determined using the following table. Player’s rules are checked first for the 3rd. card to player and then the banker’s rules are checked for the 3rd. card to banker.

If scores are the same then the result is a tie.

Bacarrat Rules Summary

Banker and Player hands

First 2 cards totalWhat happens next
8 OR 9Banker AND Player STAND - No more cards

Player's hand

First 2 cards totalWhat happens next
0, 1, 2, 3, 4, 5ALWAYS gets 3rd. card
6Stands
7Stands

Banker's hand

First 2 cards totalWhat happens next
0, 1, 2ALWAYS gets 3rd. card
33rd. card UNLESS Player’s 3rd. card is 8
OR 3rd. card if Player's 2 card total is 6 or 7
43rd. card if Player’s 3rd. card is 2, 3, 4, 5, 6, or 7
OR 3rd. card if Player's 2 card total is 6 or 7
53rd. card if Player’s 3rd. card is 4, 5, 6, or 7
OR 3rd. card if Player's 2 card total is 6 or 7
63rd. card if Player’s 3rd. card is 6, or 7
7Stands

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